Shop for health insurance with our help.
The Affordable Care Act made individual health plans more accessible for many Americans. At the same time, you may still not completely understand how health insurance works or how to find the right plan with coverage that works best for what you need. This can lead to additional out-of-pocket expenses and even deter you from using your insurance when you are sick.
Instead of looking at individual health plans alone and hoping you will find one that works for you and your family, seek guidance from our team at Elite Benefits Group. Not only do we help companies in North Carolina find group coverage, but we also work with people just like you to select and purchase individual health plans.
Although the ACA mandated that all individual health plans cover certain types of medical care, like preventive and emergency care, all policies are still different. These differences come into play when you consider things like deductibles, co-pays, out-of-pocket maximums, in- and out-of-network providers, and more.
Our role in this process is to help you fully understand the different components of individual health plans and help you select one that works for the level of healthcare you currently need and your budget. Providing unparalleled customer service is always our aim, and we are happy to help you navigate the complex, often confusing world of individual health plans. Set up an appointment with us today to talk about what you need in an insurance plan and to explore your options.
Contact Elite Benefits Group Today!
FAQs About Individual Health Plans
Not everyone has access to a health plan through their employer, which is why our team at Elite Benefits Group helps those in need of insurance find the right options. This is key, as navigating the healthcare marketplace can be overwhelming. However, with us by your side, you can rest assured you will get the coverage you need. Keep reading to see some of the common questions we get about individual health plans, then reach out to a member of our team.
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How do individual plans differ from group health plans?
Employers often provide group health plans to their employees at a reduced cost. Individual plans are purchased privately and often have more plan options, but they may have higher premiums since an employer isn’t providing a contribution.
Who should consider purchasing an individual health plan?
People who are self-employed, unemployed, working part-time, or whose employers do not provide health insurance should think about getting an individual health plan.
Do individual policies cover pre-existing conditions?
What does an individual health plan cover?
Can I get coverage outside of open enrollment?
Contact Elite Benefits Group Today!
At Elite Benefits Group, we offer individual health plans throughout North Carolina, including Monroe, Greensboro, Guilford County, Davidson County, Wake County, Union County, Mecklenburg County, Anson County, Stanly County, Cabarrus County, Robeson County, Columbus County, Wayne County, and Cumberland County.