Find the Right Individual Health Insurance With Expert Guidance.
The Affordable Care Act (ACA) has made individual health insurance more accessible, but navigating the options can still be overwhelming. Understanding how individual health insurance works is key to avoiding unexpected out-of-pocket costs and ensuring you use your benefits when needed.
At Elite Benefits Group, we simplify the process. Instead of searching for a plan on your own, let our experts guide you in selecting the best coverage for your needs and budget. We help:
- Individuals and families find the right health plans.
- Small businesses in North Carolina explore group coverage options.
Understanding Your Coverage Options
While ACA-compliant health plans must cover essential medical services—such as preventive and emergency care—plans still vary. Key differences include:
- Deductibles – The amount you pay before insurance kicks in.
- Co-pays & Coinsurance – Your share of medical costs for visits and procedures.
- Out-of-Pocket Maximums – The most you’ll pay annually before full coverage applies.
- Provider Networks – In-network vs. out-of-network costs and accessibility.
Personalized Support Every Step of the Way
Our goal is to make health insurance simple. We take the time to explain plan details, compare options, and help you select coverage that meets both your healthcare needs and your financial situation.
Let us help you navigate the complex world of individual health insurance. Schedule a consultation today to explore your options and secure the right plan for you and your family.
Contact Elite Benefits Group Today!
Common Questions About Individual Health Insurance
Having health insurance can help you manage the expense that comes with receiving medical care. Below, we have answered some common questions we receive about purchasing health insurance and working with our insurance agency.
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When can I enroll in a new health insurance plan?
How often should I review my health insurance coverage?
Can you help me find the best plan for me?
Yes! At Elite Benefits Group, we are an independent agency, so we aren’t required to meet certain quotas for the carriers we work with. As a result, we can help you find the right insurance for your needs.
What should I look for in a health insurance plan?
What should I do next if I need health insurance?
Contact Elite Benefits Group Today!
At Elite Benefits Group, we offer individual health insurance plans throughout North Carolina, including Monroe, Greensboro, Guilford County, Davidson County, Wake County, Union County, Mecklenburg County, Anson County, Stanly County, Cabarrus County, Robeson County, Columbus County, Wayne County, and Cumberland County.
