Having health insurance is essential, especially if you or someone in your family has a medical condition that requires regular treatment and medications. While you may be able to get health insurance from your employer, this isn’t the only way to get the coverage you need. Some people choose to get individual health insurance instead.
It may not be for everyone, but there are several reasons you may want to consider individual health insurance:
- It offers you more flexibility. Sometimes, the group health insurance offered by your employer may not be sufficient for your family’s needs. When you look for individual health insurance, you have more options and can choose the plan that meets your needs best. You can also choose the doctors and hospitals you prefer.
- You can maintain coverage even if you switch jobs. If you are leaving your job for a new one, you may not want to have to adjust to a new health insurance plan, especially if your previous one was better suited to your needs than the policy your new employer offers. When you have individual health insurance from the beginning, you don’t have to worry about switching plans.
- You can have coverage when you are unemployed. If you have lost your job or are in another type of transitional period, you don’t want to be without health insurance in the meantime. Individual health insurance can offer the temporary coverage you need until you can get back on an employer’s plan.
If you’d like help finding or selecting the right individual health insurance plan for you, give us a call at Elite Benefits Group today.